Are you a dedicated medical professional looking to make your mark in the world of real estate? At Private Finance Brokers, we understand that your journey is unique, and so are your financial needs. As experts in lending for the medical community, we're here to unveil the exclusive opportunities that await you in the realm of property ownership.
Your Partner in Prosperity
As a mortgage broker specialising in serving the medical community, we recognise the pivotal role that medical professionals play in our society. That's why we've tailored our services to cater specifically to your needs. With the majority of our esteemed clients hailing from the medical field, we've cultivated an intimate understanding of the special deals, offers, and flexibility that banks extend to applicants within your industry.
Beyond the Norm: LMI Waivers and Beyond
One of the standout benefits we bring to the table is the potential waiver of Lender's Mortgage Insurance (LMI) for loans up to 95% of a property's value. This translates into potential savings amounting to thousands of dollars – a significant benefit that could make a world of difference for your property aspirations.
But the perks don't end there; some lenders go above and beyond, potentially allowing you to borrow up to 100% of a property's cost. Imagine the doors that could open for you with such financial flexibility!
Expanded Flexibility for Self-Employed Medical Professionals
For self-employed medical professionals, banks often provide additional flexibility when it comes to income verification. Unlike the general self-employed public, medical professionals can benefit from banks accepting less trading history. Some lenders are also willing to consider interim financials and income projections as part of the application process, recognising the unique position of medical professionals in building their businesses. This added flexibility makes property ownership even more accessible, despite the challenges that typically accompany self-employment.
A New Horizon for Medical Professionals
Traditionally, LMI waivers were an exclusive privilege extended solely to Medical Doctors. However, times have changed, and the landscape has evolved. Now, approved Nurses can also revel in this special offering with select banks. It's important to note that nurses can avoid LMI if they have a 10% deposit plus stamp duty and legal fees, with a maximum Loan-to-Value Ratio (LVR) of 90%. Building a property portfolio has never been more within reach.
The Healing Touch of Financial Flexibility
Banks understand the stability and growth potential that medical professionals bring to the table. With your steady income trajectory and commitment to your craft, you're an ideal candidate for attractive lending deals. This recognition of your financial potential translates into banks being more flexible and competitive in their offers to you, setting you apart from the general public.
Your Path to Prosperity Starts Here
At Private Finance Brokers, we are privileged to lodge medico applications week in and week out. This ongoing interaction with your niche in the financial world makes us intimately familiar with the diverse array of offers available to medical professionals.
Our commitment to you goes beyond the transaction – it's about building a long-term partnership that fosters your property dreams and changing financial aspirations.
In conclusion, if you're a medical professional with aspirations of property ownership, you're in the right hands with Private Finance Brokers. Our track record speaks for itself, and our dedication to your success sets us apart. Unveil a world of financial possibilities today – after all, you've dedicated your life to healing others, and now it's time for your "Financial Health Check."
Ready to Take the Next Step? Book Your Appointment Today!
Discover the tailored financial solutions waiting for you. Don't miss the opportunity to experience the expertise of Private Finance Brokers. Take action now and book yourself in for a one-on-one cost and obligation-free consultation. Our embedded calendar tool provides you with live access to our schedule, making it convenient and hassle-free to secure your video call appointment. Your journey towards property prosperity starts with a simple click:
Disclaimer: The information provided in this blog is of a general nature and does not constitute personal advice. While we strive to offer informative content, readers are encouraged to seek professional financial advice before making any decisions.
Комментарии